To apply for a Bank of America credit card, you'll need your personal information, including Social Security number and total annual income. One click is all it takes to save with Capital One Shopping. These ads are based on your specific account relationships with us. You’ll only need limited credit to qualify for both the Cash Rewards and Travel … This card can be especially valuable for students who need to manage normal personal expenses while building credit. Credit cards are important for things like making hotel reservations, car rentals, or online purchases. Your Bank of America credit cards don’t automatically appear in your list of bills. Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. However, the card's ongoing APR is higher than we'd expect for a prime credit card. " Member FDIC. But there are three BofA student credit cards available to young people with limited or no credit. $200 online cash rewards if you spend $1,000 in first 90 … Make shopping more secure with online and in-person payment options. Application status inquiries. This is not a commitment to lend. If my application is approved, when can I start using my new card? New COVID-19 updates . The credit card offers 1.5 miles for each dollar spent without limits and without restrictions when redeeming rewards. The card’s 50,000 bonus offer, up to 2 … Your Bank of America credit card will have a credit card network logo on the front — either Visa or Mastercard — and you can use your card at any merchant or service provider that accepts that network. Experience the American Express World Class Service on all our credit cards across the world. Depending on your spending habits, however, you may be able to get a bigger sign-up bonus and more rewards and perks with a card that has an annual fee. The best Bank of America business credit card really depends on what you’re looking for. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs. Equal Housing Lender new window. Depending on your spending habits, however, you may be able to get a bigger sign-up bonus and more rewards and perks with a card that has an annual fee. The best Bank of America credit cards offer a deep bench of rich perks, including long 0% intro APR offers, best in class bonuses, and up to 75% bonus rewards. Convert your Credit Card transactions into 3,6,9,12,18,24 months Equated Monthly Instalment (EMI) and pay conveniently for your purchases. The Bank of America Cash Rewards credit card offers flexible and generous cash back rewards, albeit with bonuses and perks that are tailored to the company's banking and investment customers. Relationship-based ads and online behavioral advertising help us do that. Check the status of a Bank of America credit card application you've submitted within the last 90 days. Prepaid cards only allow you to spend money already in your account. These ads are based on your specific account relationships with us. Bank of America business credit cards offer several of the same benefits, including business management tools and overdraft protection – so choosing the right one for you ultimately comes down to how you plan to use the card. Select a topic for contact information Go. Your number of credit cards with Bank of America can also doom an application. But many of these offerings are designed for applicants who already have good to excellent credit scores (above 670), so those teetering on the edge of this limit might be worried about a denied application. The credit card offers 1.5 miles for each dollar spent without limits and without restrictions when redeeming rewards. What Is the Bank of America Cash Rewards Credit Card? Programs, rates, terms and conditions are subject to change without notice. After you add your credit card as a bill, there is a link for AutoPay, which looks promising but it’s only for paying a fixed amount on a set schedule. But it’s got more might than the Bank Americard Secured card. Overdraft transfers to your eligible Bank of America deposit account from your credit card account will be Bank Cash Advances under your Credit Card Agreement. That means a credit score of 750 or higher. … read full answer . This card lets you earn a flat 2X miles for every dollar you charge to your credit card, whereas the Bank of America Travel Rewards only offers 1.5 points for each dollar you spend. These phony emails may even ask you to call a phone number and provide account information. We strive to provide you with information about products and services you might find interesting and useful. Bank of America Credit Cards - Online Offers - CreditCards.com Most credit card offers require very good credit. This is not a commitment to lend. Having too many credit inquiries can lessen your chances of getting approved. Bank of America. Some BofA Cash Rewards and Premium Rewards cardholders have reportedly received credit limits up to $35,000 - $50,000. Before you leave, please take a moment to answer these 4 simple questions. Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. Transfers will be subject to the terms of both your Credit Card Agreement and the account agreement(s) and disclosures governing your Bank of America deposit account. Get answers to the most popular FAQs and easily contact us through either a secure email address, a mailing address or our Credit Card customer service phone numbers. There are cash return cards, travel cards, and reward cards. Before you apply for a Bank of America credit card, check your credit score. Other Bank of America credit limits could start out much higher. Power’s 2019 Credit Card Satisfaction Study, Bank of America ranked seventh out of 11 national card issuers. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Some people will receive the … This comes in addition to 2% cash back earnings in … Newark, DE 19713-6000. 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